Insurance Auto Auctions actively monitors and engages on legislative and regulatory matters to help promote responsible business conduct and continued healthy expansion of the salvage auto auction industry. IAA's Government Affairs Department works with lobbyists, insurance companies and others to support legislative bills that are beneficial to the industry and all of its participants.

New Bills

Colorado House Bill 1299

Introduced March 19

  • IAA supports the bill

  • This bill creates a framework for the department of revenue to establish electronic processing for issuing certificates of title, filing or releasing liens, or registering vehicles, through third-party providers

  • It authorizes the department to do rulemakings in order to accept electronic signatures on titles or powers of attorney and to eliminate notarization requirements

View the bill

MN House Bill 3528/Senate Bill 3090

Introduced March 8

  • IAA opposes the bills

  • These bills would require all total loss vehicles, regardless of age or value, to be classified as salvage. Under current law, certain low-value vehicles and certain older-model vehicles are exempt from salvage titling.

  • The bills passed the committees in the house of origin and are awaiting action on the House and Senate Floors

View bill HF3528

View bill SF3090

South Carolina House Bill 5148

Introduced March 20

  • IAA supports the bill

  • This bill provides a process for an insurance company to apply for a salvage certificate of title when it paid a total loss claim on a vehicle but is unable to obtain the title from the owner

  • The insurance company or its agent, on a form provided by the department, may submit an application to the department for a salvage certificate of title. The application shall include evidence that the insurance company or its agent has made two or more written attempts to obtain the certificate of title from the claimant

View the bill

Enacted Bills

Indiana House Bill 1095

Effective July 1

  • Relates to electronic titles

  • Defines a certificate of title as a record that contains evidence of vehicle ownership, contains information related to the vehicle as required under the law governing certificates of title, and can be issued either in a physical document or an electronic document

  • Defines transferring party as a person that is listed on the certificate of title as an owner of the vehicle, or is acting as an agent of the owner and holds power of attorney for the owner of the vehicle.

  • Requires a person who has a lien or encumbrance that is notated on an electronic title to notify the Bureau of Motor Vehicles (BMV) and the person listed on the certificate of title as the owner or the person acting as the owner's power of attorney that the lien or encumbrance has been satisfied or discharged

View the bill

South Dakota House Bill 1236

Effective July 1

  • This bill was introduced on behalf of IAA and supported by members of the insurance industry

  • The act allows a salvage pool that is in possession of a vehicle that was brought to the salvage pool at the direction of an insurance company to apply for a certificate of title or a salvage title if the insurance company has denied coverage and the vehicle is abandoned at the salvage pool facility by the vehicle owner or lienholder. In addition, it allows an insurance company to obtain a certificate of title or a salvage title in its name when it has paid a total loss claim on a vehicle but is unable to obtain the vehicle title from the owner.

View the bill

For more information about IAA's legislative and regulatory activities, contact:

Katerina Dotzeva

Director of Government Affairs, Insurance Auto Auctions