Financing Your IAA Vehicle
IAA works with several finance companies that help licensed businesses build floor plans that work. Choose from multiple options to finance your IAA vehicles and increase your purchasing power.
Floor Planning Options
Floor planning is available to licensed businesses in the United States, allowing you to pay for your won vehicles over time without tying up your cash in inventory. Save that money to repair vehicles or reinvest in your business. Some flooring companies also provide additional ways to apply financing – including vehicle delivery through IAA Transport™ – to help further reduce turnaround times.
Every floor planning company offers unique benefits to fit your business needs. You get to choose which flooring provider offers the most convenient options for you. After receiving an approval notice, we’ll release the vehicles to you. It’s that simple.
AFC
Automotive Finance Corporation is integrated with IAA's payment system, allowing for approval decisions within minutes without extra phone calls or paperwork. AFC offers several Specialty Financing Programs specific to buyers and vehicle types.
Start your application with AFC todayNextGear Capital
NextGear Capital offers customizable lines of credit with competitive interest rates and flexible terms. IAA provides multiple options to floor using a NextGear line of credit:
You’ll need to either contact the IAA branch where you were awarded the vehicle(s) or send the winning IAA stock number(s) along with your NextGear ID to flooringconcierge@iaai.com.
IAA Buyers who are also AuctionACCESS members can link their accounts and easily pay using their established lines of credit at checkout.
Kinetic Advantage
Kinetic Advantage provides independent dealers with financial solutions to maximize success and minimize worry. Kinetic offers flexible terms up to 180 days and no admin or upfront audit fees. IAA offers multiple options to floor using a Kinetic line of credit:
Send the winning IAA stock number(s) along with your Kinetic Advantage ID to kineticadvantage@iaai.com.
IAA Buyers who are also AuctionACCESS members can link their accounts and easily pay using their established lines of credit at checkout.
Westlake Flooring Services
Westlake Flooring Services provides lines of credit to licensed dealers for non-salvage inventory in all 50 states. IAA provides multiple options to floor using a Westlake line of credit:
Send the winning IAA stock number(s) along with your Westlake Flooring ID to westlakefinancial@iaai.com.
IAA Buyers who are also AuctionACCESS members can link their accounts and easily pay using their established lines of credit at checkout.
Auction Credit
Auction Credit offers custom credit lines to fit your unique dealership needs. To floor using Auction Credit, send the winning IAA stock number(s) along with your Auction Credit ID to auctioncredit@iaai.com.
Start your Auction Credit application todayCarbucks
Carbucks Floor Plan provides great terms and a high level of individualized services to each dealer with no audits or curtailment fees. To floor using a Carbucks line of credit, send the winning IAA stock number(s) along with your Carbucks ID to carbucks@iaai.com.
Get your Carbucks application startedXL Funding
XL Funding offers flexible and reliable floor plans in your local marketplace. To floor using XL Funding, send the winning IAA stock number(s) along with your XL Funding ID to xlfunding@iaai.com.
Submit an XL Funding application today1st Choice Financial Services
Get a customized term plan when you floor with 1st Choice Financial Services. To floor using your 1st Choice Financial line of credit, send the winning IAA stock number(s) along with your 1st Choice ID to 1stchoice@iaai.com.
Apply with 1st Choice Financial Services